PUT TRUCKS ON THE ROAD.
KEEP CASH IN YOUR HAND.
THE INTERNATIONAL FINANCIAL FIXED LOW PAYMENT PROGRAM
Add trucks today and with nearly 70% lower payments for the rest of the year. Keep more cash flow for your business before larger normal payments after 6 months.
HOW IT WORKS & HOW IT HELPS
A PAYMENT PLAN BUILT FOR THE WAY BUSINESSES GROW.
Rather than front-loading your payments, the Fixed Low Payment Plan postpones larger normal payments, giving your business more cash flow and financial flexibility during your busiest season.
PROGRAM BENEFITS
| STANDARD 60-MONTH | LOW PAYMENT PLAN |
| Monthly Payment (2026) | ~$2,400/mo | ~$750/mo |
| Cash Preserved (6 months) | ~$10,000 | |
| Payment Reduction | ~69% lower* | |
| Full Payments Begin | Immediately | 6 months after the contract date |
| Loan Type | Standard amortizing | Through 2026 |
TAX ADVANTAGES
100% BONUS DEPRECIATION.
Under current tax law, businesses that purchase qualifying equipment—including commercial trucks—may be eligible to deduct 100% of the cost in the year of purchase, rather than depreciating it over several years.
Pair the Low Payment Plan with a 2026 purchase and you can potentially deduct the full vehicle cost on your 2026 tax return—maximizing your year-end financial position while keeping monthly payments low.
*Speak to a professional tax expert to learn more about the 100% Bonus Depreciation.
START YOUR FINANCING.
WHAT HAPPENS NEXT?
WITHIN 24 HOURS: An International Financial specialist contacts you.
GET PRE-APPROVED: Navistar Financial reviews your application.
GET YOUR NEW TRUCK: Take delivery — with low fixed payments for the first 6 months.
OFFER DETAILS
ELIGIBILITY AND PROGRAM REQUIREMENTS
Available for new, current 2026 model International severe, heavy and medium duty truck equipment in dealer stock.
- Eligible customers are subject to standard credit approval.
- Units must be booked by October 31, 2026.
HEAR FROM OUR CUSTOMERS
HOW SCHUSTER COMPANY USED FLEXIBLE LOW PAYMENTS TO EXPAND THEIR FLEET.
BLOG
WHAT YOU NEED TO KNOW ABOUT FINANCING YOUR FIRST INTERNATIONAL® TRUCK.
A practical guide for first-time commercial truck buyers, covering everything from application requirements and lender expectations to financing strategies that help set your business up for success.
EVERYTHING YOU NEED TO GET TO WORK.
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MORE CASH ON HAND?