PUT TRUCKS ON THE ROAD.
KEEP CASH IN YOUR HAND.

THE INTERNATIONAL FINANCIAL FIXED LOW PAYMENT PROGRAM
Add trucks today and with nearly 70% lower payments for the rest of the year. Keep more cash flow for your business before larger normal payments after 6 months.

A white truck driving along a road at dusk with mountains in the background
A man loading up boxes

HOW IT WORKS & HOW IT HELPS

A PAYMENT PLAN BUILT FOR THE WAY BUSINESSES GROW.

Rather than front-loading your payments, the Fixed Low Payment Plan postpones larger normal payments, giving your business more cash flow and financial flexibility during your busiest season.

PROGRAM BENEFITS

*This Offer, including, without limitation, the payments, terms and conditions hereof may be modified, adjusted or terminated at any time and for any reason by Navistar Financial Corporation. All units funded prior to the Offer termination or cancellation will be honored under the original terms. Offer eligibility, actual payments, terms and down payment are determined by Navistar Financial Corporation based upon creditworthiness of customer. Other restrictions may apply. Participation in any program is non-negotiable, not redeemable for cash, non-transferable and cannot be combined with any other offers or discounts. International® Financial services are provided by Navistar Financial Corporation.

 

COMPARE AND SEE HOW MUCH YOU COULD SAVE.*
Example based on a truck purchase price of $120,000 financed at an interest rate of 7.5%.
STANDARD 60-MONTH LOW PAYMENT PLAN

Monthly Payment (2026) ~$2,400/mo ~$750/mo
Cash Preserved (6 months) ~$10,000
Payment Reduction ~69% lower*
Full Payments Begin Immediately 6 months after the contract date
Loan Type Standard amortizing Through 2026
*Example shown for comparison purposes only. Individual results and payment terms may differ.

 

A person sitting in a truck

TAX ADVANTAGES

100% BONUS DEPRECIATION.

Under current tax law, businesses that purchase qualifying equipment—including commercial trucks—may be eligible to deduct 100% of the cost in the year of purchase, rather than depreciating it over several years.

Pair the Low Payment Plan with a 2026 purchase and you can potentially deduct the full vehicle cost on your 2026 tax return—maximizing your year-end financial position while keeping monthly payments low.

*Speak to a professional tax expert to learn more about the 100% Bonus Depreciation.

GETTING STARTED

START YOUR FINANCING. 

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Your privacy is important to us. We will not sell or exchange your information with any third parties

WHAT HAPPENS NEXT?

WITHIN 24 HOURS: An International Financial specialist contacts you.

GET PRE-APPROVED: Navistar Financial reviews your application.

GET YOUR NEW TRUCK: Take delivery — with low fixed payments for the first 6 months.

OFFER DETAILS

ELIGIBILITY AND PROGRAM REQUIREMENTS

Available for new, current 2026 model International severe, heavy and medium duty truck equipment in dealer stock.

  • Eligible customers are subject to standard credit approval.
  • Units must be booked by October 31, 2026.

HEAR FROM OUR CUSTOMERS

HOW SCHUSTER COMPANY USED FLEXIBLE LOW PAYMENTS TO EXPAND THEIR FLEET.

Growth requires the right partners. Hear from Steve Schuster and Jeff Arens of Schuster Company as they share how International Financial's flexible financing solutions and industry expertise helped support their fleet growth and business goals.
A man with an International hat driving a truck

BLOG

WHAT YOU NEED TO KNOW ABOUT FINANCING YOUR FIRST INTERNATIONAL® TRUCK.

A practical guide for first-time commercial truck buyers, covering everything from application requirements and lender expectations to financing strategies that help set your business up for success.

EVERYTHING YOU NEED TO GET TO WORK.

EXPLORE MORE

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SEVERE DUTY
Discover the range of severe-duty trucks from International®. Rugged, reliable and ready for anything. Explore features, capabilities and dealer availability.
EXPLORE
international-LT-foreground-nighttime-concrete-road-snowy-mountains-240318-3778
HEAVY DUTY
Discover the range of heavy-duty trucks from International®. Outstanding performance and endurance built for life on the road, whether long or short distances. Explore features, capabilities and dealer availability.
EXPLORE
A truck driving on a winding road
MEDIUM DUTY
Discover the range of medium-duty trucks from International®. Durability, versatility and performance for a wide range of applications. Explore features, capabilities and dealer availability.
EXPLORE
READY TO RAMP UP WITH
MORE CASH ON HAND?

Apply for financing or talk to a dealer today.

GET STARTED FIND A DEALER
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